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    COSTS COMPARISON: residential PURCHASE transaction

    £200,000

     

    ITEM

    HUMPHREYS & CO. APPROACH:

    NO EXTRAS

    ANOTHER APPROACH:

    EXTRA ADD-ONS

    Time charges

    Charges

    VAT

    Charges

    VAT

    Time charges

          £745.00

         £149.00

          £695.00

          £139.00

    Office supplies charges

           £89.40

           £17.88

             £0.00

             £0.00

    Bank-to-bank transfer charge

           £35.00

             £7.00

           £35.00

             £7.00

    Total (including VAT)

       £1,043.28

          £876.00

    Expenses

    SDLT

       £1,500.00

       £1,500.00

    Land Registry registration fee

           £95.00

           £95.00

    Complete set of searches

          £140.31

          £200.00

    Bankruptcy search fee

             £2.00 (per person)

             £2.00

    Land Registry search fee

             £3.00

             £3.00

    Total

       £1,740.31

       £1,800.00

    Time charge extras

    (most transactions)

    ID verification

             £0.00

             £0.00

           £18.00

             £0.00

    Leasehold supplement

             £0.00

             £0.00

          £150.00

           £30.00

    Acting for lender

             £0.00

             £0.00

          £150.00

           £30.00

    New build supplement

             £0.00

             £0.00

          £150.00

           £30.00

    SDLT return submission

             £0.00

             £0.00

           £75.00

           £15.00

    Total (including VAT)

             £0.00

          £648.00

    Total costs all-in for routine transaction (most cases)

       £2,783.59

    (of which £1,500 attributable to SDLT)

       £3,324.00

    (of which £1,500 attributable to SDLT)

     

    Notes

    •    Humphreys & Co. request an initial on-account payment of £265.00 (applied against totals above i.e. not extra).

    •    Humphreys & Co. offers its clients “no-move-no-fee” terms, meaning that if the transaction does not reach completion you will only be invoiced for any expenses already incurred at the time you decide not to proceed.